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Terms of Service & Privacy Policy

Supermonic
Effective Date: April 18 2026
🌐 https://supermonic.com
📧 contact@supermonic.com


1. Overview

These Terms of Service (“Terms”) govern your access to and use of Supermonic’s website, video library, educational content, and community features (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms.

Supermonic provides educational mnemonic-based content to help users remember finance concepts. The Services are for educational purposes only and do not guarantee exam results.


2. Eligibility

You must:

  • Be at least 13 years old to use the Services

  • Be at least 18 years old to create an account or make purchases


3. Account Responsibility

You agree to:

  • Provide accurate information

  • Keep your login credentials secure

  • Be fully responsible for all activity under your account

🚫 Account Sharing Strictly Prohibited
Your account is for individual use only.

You may NOT:

  • Share login credentials

  • Allow multiple users to access your account

  • Resell or distribute access

We reserve the right to:

  • Monitor usage patterns

  • Suspend or terminate accounts suspected of sharing or abuse

  • Restrict simultaneous logins


4. Subscriptions, Payments & Refund Policy

By purchasing any Supermonic product or subscription:

  • All sales are final. Refunds are not provided except where required by law.

🔁 Auto-Renewal
Subscriptions automatically renew unless canceled before the next billing cycle.

You are responsible for managing your subscription and canceling in time.


5. Chargebacks & Payment Disputes

By making a purchase, you agree:

  • To contact us first at contact@supermonic.com before initiating any dispute

  • That abusive or fraudulent chargebacks may be treated as a breach of these Terms

If a chargeback occurs, we reserve the right to:

  • Suspend or terminate your account

  • Revoke access to purchased content

  • Recover applicable fees where permitted


6. License & Usage Restrictions

We grant you a limited, personal, non-transferable license.

You may NOT:

  • Record, download, screen capture, or redistribute content

  • Copy or reuse mnemonics, visuals, or materials

  • Use content for commercial purposes

  • Create competing products or services

🚫 Anti-Piracy Enforcement
Unauthorized distribution may result in:

  • Immediate termination

  • Legal action where applicable


7. Intellectual Property

All Supermonic content (videos, mnemonics, visuals, branding, materials) is protected by intellectual property laws.

Unauthorized use is strictly prohibited.


8. Acceptable Use

You may not:

  • Violate laws

  • Attempt to hack or disrupt the platform

  • Upload malicious content

  • Scrape or extract content


9. Community Conduct

If community features are available:

  • Be respectful

  • No harassment, hate speech, or abuse

  • No spam or self-promotion

We may remove content or terminate accounts at our discretion.


10. Educational Disclaimer

Supermonic content:

  • Is for learning support only

  • Does NOT guarantee exam success

  • May not suit every learning style

You are responsible for your own results.


11. Service Availability

We may:

  • Modify or remove content

  • Change pricing or features

  • Restrict or terminate access

No guarantee of uninterrupted service.


12. No Lifetime Access Guarantee

Unless explicitly stated otherwise:

  • Access is tied to your active subscription or purchase terms

  • We do NOT guarantee lifetime access to any content

  • Content may be updated, changed, or removed at any time


13. Disclaimer of Warranties

The Services are provided “as is” without warranties.

We do not guarantee:

  • Accuracy or completeness

  • Continuous availability

  • Suitability for your needs


14. Limitation of Liability

Supermonic is not liable for:

  • Indirect or consequential damages

  • Loss of results, profits, or data

  • Exam outcomes

Maximum liability is limited to the amount you paid.


15. Indemnification

You agree to indemnify Supermonic against claims arising from:

  • Your use of the Services

  • Your violation of these Terms


16. Privacy Policy

Information Collected

We may collect:

  • Name and email

  • Payment information

  • Usage data

  • Device and technical data

How We Use It

We use your data to:

  • Provide and improve Services

  • Process payments

  • Communicate updates and offers

  • Prevent fraud and abuse

Third Parties

We may use third-party services (e.g., payment processors, Uscreen).

Security

We take reasonable steps but cannot guarantee absolute security.


17. Termination

We may terminate your account if:

  • You violate these Terms

  • You attempt abuse, piracy, or fraud

Access ends immediately upon termination.


18. Governing Law

These Terms are governed by the laws of Singapore.


19. Changes to Terms

We may update these Terms at any time. Continued use = acceptance.


20. Contact

🌐 https://supermonic.com
📧 contact@supermonic.com